United First Financial
United First Financial

The founders of United First Financial® were recognized as the Ernst & Young Entrepreneur of the Year® 2008 Utah region by Ernst & Young. 

The business practices of thousands of companies worldwide are examined by Ernst & Young - fourth largest accounting firm in the world.  Ernst & Young employs 130,000 employees.

United First Financial is honored to have earned this recognition.

Our Beginnings
The history of the Money Merge Account® system begins with lifetime friends Skyler Witman and John Washenko.  Skyler Witman and John Washenko founded Accelerated Equity in 1998.

Accelerated Equity became one of Utah's faster growing mortgage company during it's third year of history.  Client trust and confidence in Accelerated Equity stretches from New York to California. 

Witman and Washenko observed a disturbing trend in the mortgage industry.  Clients were requesting refinancing of their mortgage at an alarming rate of frequency.

Instead of clients getting out of debt with this strategy, their debt was increasing.  As loan officers, Witman and Washenko could offer their clients little help.

Our New Approach
Witman and Washenko initially offered their clients bi-weekly payment plans to help minimize debt.  They soon realized their clients needed a more aggressive strategy.

In the summer of 2002, Witman and Washenko discovered a system being used to pay down mortgages more rapidly.  Years of payments were being eliminated and hundreds of thousands of dollars in interest payments were being canceled with this system they discovered.

Witman and Washenko developed an IT Division of Accelerated Equity.  They contracted with an engineer from GE Aeronautics to begin creating mathematical algorithms - math engines - and a system that would become the Money Merge Account system.

Years of research and development and millions of dollars later, 400 clients in Denver, Colorado enrolled in the Money Merge Account system.

Traditional mortgages are scheduled to be paid in full in as little as one-half to one-third the time with little to no change in the lifestyle of these clients on the system.

Results with the Money Merge Account system are better than originally forecasted for this group.  Most of these clients are fifteen to twenty per cent ahead of their debt-free forecast dates.

Our Vision and Mission
Marketing the Money Merge Account® system became the next challenge for Accelerated Equity.  A partnership with Jonathan E. Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith was formed to create United First Financial.

Educational seminars through the internet, in living rooms, across kitchen tables and in meeting rooms across North America and Canada are helping thousands of homeowners to start their path to financial freedom. 

Debt, including mortgages of all types, is being fast tracked to be paid off in as little as one-half to one-third the time with little to no change of lifestyle with the Money Merge Account system.

Demand for the Money Merge Account system is growing.  United First Financial is expanding its agent force exponentially.  Its agent base has grown to tens of thousands of agents in three short years.

Agents receive hundreds of hours of training and coaching from direct sponsorship and team support.  Agents are certified to market and receive commission based compensation.

Is this a company you would feel confident doing business with?

I strongly urge that you request your Free Professional Analysis today.  Find out how soon you could be debt-free including the largest debt you have - your mortgage.

United First Financial and the Money Merge Account system have empowered its client base to cancel 153,027,564 dollars in interest payments as of the summer of 2008.  Imagine the impact the Money Merge Account system will have on debt as we obtain more users.

United First Financial is just getting started.  The Money Merge Account system is coming to a house in your neighborhood soon.  Will yours be next?

Why wait for your neighbors to introduce this system to you?  Those who become a user of the Money Merge Account system and join our team as an agent will not only save a substantial amount of money, but could earn a substantial amount of income. 

Your path to financial freedom could start today.  Ask us to show you how to get started right.

If you have debt, when would you rather be debt-free: sooner or later? 

If you answered "sooner", then the Money Merge Account system is a vehicle you should learn more about. 

The Money Merge Account system seeks and finds the fastest path to zero for all your debt!

Corrective Thinking is in Order

Have you ever heard it said, "Information is power"? 

Be informed, information is NOT power.  "APPLIED information is power."

Your financial house is on fire.  Without a system to accelerate the pay off of your debt,
you are sacrificing years of building wealth for your family. 

The Money Merge Account system will quench your creditors thirst for your hard earned money.  Your money will work harder for you with this system.

It's Your Choice
 
Apply this new found information.  Request your no cost, no obligation Professional Debt Analysis.  Begin your life changing process today.  It cost you nothing.

Go to our contact page and request more information. 

We will prepare your five page professional analysis in clear to understand language
declaring your day of financial independence using the power of the Money Merge Account system.

You will not be obligated to buy anything at anytime.

We look forward to serving you.

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